When you work for an employer, you fill out a lot of forms to select your medical and retirement benefits. For retirement, you ideally pick a percentage of your income to invest in an employer-sponsored retirement account. Many times companies will match up to a certain percentage of your investment. The amazing thing about this…
Personal Finance
Frugality
“Frugality is the balance we seek. Frugality is the Greek notion of the golden mean. Frugality is being efficient in harvesting happiness from the world you live in. Frugality is right-use (which sounds, appropriately, like “righteous”)—the wise stewarding of money, time, energy, space and possessions.” Vicki Robin, Your Money or Your Life On one extreme,…
How to Buy Stock in Apple, Amazon, Facebook, and Your Other Favorite Companies
Apple, Amazon, and other big companies announced big earnings in the first quarter of the year. As of this moment, here is how much it costs to buy stock in America’s biggest companies: Apple: $176.89 Amazon: $1,5702.08 Facebook: $174.02 Berkshire Hathaway: $191.61 Google: $1,026.30 We own stock in all of them. Okay, I’m being a…
The Declutter Question: If I didn’t already own this, how much would I spend to buy it?
I just bought a few new t-shirts to wear during the day. They will make up my work-at-home attire. My rule is, however, that I cannot have more t-shirts than I can fit in one drawer and I have to wear the shirt that is furthest to the left. So, I need to get rid…
How to Save: The Power of Percentages
How do you work towards financial goals of saving, paying off debt, and investing while still having money for things like cars, vacations, and updates to the house? We have found that saving in percentages has a powerful impact on our short-term and long-term financial goals. A lot of people already think this way for…